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INDUSTRIES

Depository Institutions

Mercer Capital has extensive experience assisting banks, thrifts, and credit unions with corporate valuation requirements, transactional advisory services, financial reporting, and strategic decisions

Mercer Capital has extensive experience assisting banks, thrifts, and credit unions with corporate valuation requirements, transactional advisory services, financial reporting, and strategic decisions

Bank Valuation & Financial Advisory Services

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Regional Bank Peer Reports

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Recent Representative Transactions

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Frequently Asked Questions

What's my bank worth?

To answer, we decompose this question into two parts: what factors drive value and how do we measure these factors’ impact on value?

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Can you help me with FinTech?

We can educate your board and help you assess possible FinTech opportunities and strategies.

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What is your experience helping banks transact?

Whether considering an acquisition, a sale, or planning for future growth, we have the experience required to help.

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What is your experience with loan portfolio and core deposit valuations?

We work extensively with our clients to provide all the information you need to meet the complex financial reporting requirements for an acquisition.

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Meet the Team

Z. Christopher Mercer, FASA, CFA, ABAR

Chairman

(901) 685-2120 | Email | View Bio

Jeff K. Davis, CFA

Managing Director

(615) 345-0350 | Email | View Bio

Andrew K. Gibbs, CFA, CPA/ABV

Senior Vice President

(901) 322-9726 | Email | View Bio

Jay D. Wilson, Jr., CFA, ASA, CBA

Senior Vice President

(469) 778-5860 | Email | View Bio

Mary Grace Arehart, CFA

Vice President

(901) 322-9720 | Email | View Bio

Eden G. Stanton, CFA, ASA

Vice President

(901) 270-7250 | Email | View Bio

Z. Christopher Mercer, FASA, CFA, ABAR

Chairman

(901) 685-2120

Email

View Bio

Jeff K. Davis, CFA

Managing Director

(615) 345-0350

Email

View Bio

Andrew K. Gibbs, CFA, CPA/ABV

Senior Vice President

(901) 322-9726

Email

View Bio

Jay D. Wilson, Jr., CFA, ASA, CBA

Senior Vice President

(469) 778-5860

Email

View Bio

Mary Grace Arehart, CFA

Vice President

(901) 322-9720

Email

View Bio

Eden G. Stanton, CFA, ASA

Vice President

(901) 270-7250

Email

View Bio

Services

Corporate Valuation

  • Bank Valuation
  • ESOPs/Qualified Plans
  • Gift, Estate, and Income Tax Compliance
  • Buy-Sell Agreements

Transaction Advisory

  • ESOP Advisory Services
  • Fairness Opinions
  • M&A Representation Services
  • Strategic Planning

Financial Reporting

  • 280G Golden Parachute Valuation
  • Core Deposits and Other Customer Related Intangible Assets
  • Equity-Based Compensation Valuation
  • Fixed Term Liabilities
  • Impairment Testing
  • Loan Portfolio Valuation
  • Portfolio Valuation Services

Litigation Support

  • Business Damages and Lost Profits
  • Family Law and Divorce
  • Shareholder Disputes, Corporate
  • Restructuring, and Dissolution
  • Tax-Related Controversies
  • Valuation, Labor, and Contract Disputes

Corporate Valuation

  • Bank Valuation
  • ESOPs/Qualified Plans
  • Gift, Estate, and Income Tax Compliance
  • Buy-Sell Agreements

Transaction Advisory

  • ESOP Advisory Services
  • Fairness Opinions
  • M&A Representation Services
  • Strategic Planning

Financial Reporting

  • 280G Golden Parachute Valuation
  • Core Deposits and Other Customer Related Intangible Assets
  • Equity-Based Compensation Valuation
  • Fixed Term Liabilities
  • Impairment Testing
  • Loan Portfolio Valuation
  • Portfolio Valuation Services

Litigation Support

  • Business Damages and Lost Profits
  • Family Law and Divorce
  • Shareholder Disputes, Corporate
  • Restructuring, and Dissolution
  • Tax-Related Controversies
  • Valuation, Labor, and Contract Disputes

Research and Resources

Monthly Newsletter
Bank Watch Newsletter
These monthly newsletters are focused on bank activity in five U.S. regions. Each edition of Bank Watch highlights various banking metrics, including public market indicators, M&A market indicators, and key indices of the top financial institutions in your region, providing insight into financial institution valuation issues.
Peer Reports
Regional Bank Peer Reports
Updated weekly, Mercer Capital’s Regional Public Bank Peer Reports offer a closer look at the market pricing and performance of publicly traded banks in the states of five U.S. regions.
Whitepaper
Community Bank Stress Testing
In order to have a better understanding of the stress testing process, this whitepaper walks through an illustrative example of the primary steps to construct a “top-down” portfolio-level stress test. These steps include determining appropriate the economic scenarios, segmenting the loan portfolio and estimating losses, estimating the impact of stress on earnings, and estimating the stress on capital.
Monthly Newsletter
Texas Bank Snapshot
These monthly updates focus on bank activity in Texas. Each edition highlights various banking metrics, including public market indicators, M&A market indicators, and key indices of the top financial institutions in Texas, providing insight into financial institution valuation issues.
Article
Article Reprints from S&P Global Market Intelligence
Jeff K. Davis, CFA, Managing Director of Mercer Capital’s Financial Institutions Group, is a regular editorial contributor to S&P Global Market Intelligence. Recent articles are republished here with permission.
Article
Fairness Considerations for Mergers of Equals
When asked about his view of a tie years before the NCAA instituted the playoff format in the 1990s, Coach Bear Bryant famously described the outcome as “kissing your sister.” If he were a portfolio manager holding a position in a company that entered into a merger of equals (MOE), his response might be the same.
Article
Core Deposit Intangible Asset Values Remain Low
Other than goodwill, core deposit intangible assets are the most commonly recorded intangible assets in bank acquisitions, representing the benefit of having a low-cost, stable funding source. This article tracks industry trends since the beginning of the financial crisis.
Article
Fairness Opinions: Evaluating a Buyer’s Shares from the Seller’s Perspective
A fairness opinion is more than a three or four page letter that opines as to the fairness from a financial point of a contemplated transaction; it should be backed by a robust analysis of all of the relevant factors considered in rendering the opinion, including an evaluation of the shares to be issued to the selling company’s shareholders.
Presentation
Fairness Considerations in Going Private Transactions
A presentation by Jeff K. Davis, CFA, that provides an overview of issues surrounding a decision to take an SEC-registrant private.