INDUSTRIES

Credit Unions

Mercer Capital’s industry depth allows us to offer a broad range of valuation and advisory services to Credit Unions, including assisting clients with transaction-related needs such as M&A advisory and representation, fairness opinions, strategic planning, and stress testing.

Mercer Capital’s industry depth allows us to offer a broad range of valuation and advisory services to Credit Unions, including assisting clients with transaction-related needs such as M&A advisory and representation, fairness opinions, strategic planning, and stress testing.

Recent Credit Union Transactions

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Top Three Valuation Considerations for Credit Unions When Contemplating a Bank Acquisition

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Strategic Benefits of Stress Testing in an Uncertain Economic Environment

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Frequently Asked Questions

What is involved in the process?

Each engagement is unique, but the general process involves gathering information, extensive research, careful analysis/benchmarking, and detailed reporting to clients about our findings.

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What is your experience with Credit Unions?

We have extensive experience providing valuation and advisory services to credit unions on bank, bank branch acquisitions, and mergers with other CUs. In 2022, Mercer Capital was ranked in the Top 5 advisors to CU/bank M&A deals since 2015 by S&P Global.

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Can you help with mergers and acquisitions?

We work closely with our clients to provide all the information and support services you need to assess the value of a transaction and the potential impact of the transaction on your CU’s balance sheet and future performance.

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Services


Transaction Advisory

  • ESOP Advisory Services
  • Fairness Opinions
  • M&A Representation Services
  • Strategic Planning

Stress Testing

  • Top-down stress testing
  • Bottom-up stress testing
  • Reverse stress testing
  • Enterprise-wide level stress testing

Corporate Valuation

  • Credit Union Valuation
  • ESOPs/Qualified Plans
  • Gift, Estate, and Income Tax Compliance
  • Buy-Sell Agreements

Financial Reporting

  • Core Deposits and Other Customer Related Intangible Assets
  • Goodwill Impairment Testing
  • Loan Portfolio Valuation
  • Portfolio Valuation Services

Consulting Services

  • Board presentations
  • Strategic planning
  • Capital management
  • Peer performance analysis

Transaction Advisory

  • ESOP Advisory Services
  • Fairness Opinions
  • M&A Representation Services
  • Strategic Planning

Stress Testing

  • Top-down stress testing
  • Bottom-up stress testing
  • Reverse stress testing
  • Enterprise-wide level stress testing

Corporate Valuation

  • Credit Union Valuation
  • ESOPs/Qualified Plans
  • Gift, Estate, and Income Tax Compliance
  • Buy-Sell Agreements

Financial Reporting

  • Core Deposits and Other Customer Related Intangible Assets
  • Goodwill Impairment Testing
  • Loan Portfolio Valuation
  • Portfolio Valuation Services

Consulting Services

  • Board presentations
  • Strategic planning
  • Capital management
  • Peer performance analysis

Research and Resources