The September 2013 issue of Bank Watch is available now, which features an article by Jay Wilson titled “3 Ways a Loan Portfolio Valuation Is Helpful to the Acquirer.”
Mercer Capital works extensively with both the management of an acquirer and their loan review personnel (both internal and external) to obtain an in-depth understanding of loans being acquired. We provide a detailed valuation model along with extensive documentation to support our analysis of the fair value of the subject loans, reflective of the credit risk embedded therein. Our clients find these analyses helpful both when assessing a target initially and when accounting for the acquired loans at the transaction closing date. This article details three ways that a loan portfolio analysis is helpful to your bank when considering an acquisition.
This issue also includes links to various articles of interest, as well as the availability of a replay of the recent webinar, “Basel III Capital Rules Finally Final: What Does It Mean For Community Banks,” which was originally presented on August 29, 2013.
Beginning with this issue, Mercer Capital’s Bank Watch has been consolidated to provide insight into financial institution valuation issues from a national perspective. The national edition of Bank Watch will continue to include various banking metrics, such as public market indicators, M&A market indicators, and key indices of the top financial institutions in the U.S.
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